Skip to main content


M-Club Checking

M-Club Checking is a simple way for those age 50 and better to manage their money. With this account, statements include images of checks and are available through paper or eStatements. You'll be able to bank anywhere with Online and Mobile Banking and use our MyLife Personal Financial Management Tool to manage your entire financial portfolio. M-Club members also enjoy discounted checks, discounts from community businesses, and discounted trips with MNB.


  • Minimum opening deposit of $100
  • Keeping a minimum average balance of $800 will waive the monthly service fee of $3*
  • Unlimited check writing (no per check fee)
  • Discounts on M-Club checks are available
  • Debit card (subject to approval)
  • New customers can receive free 3" x 5" Safe Deposit Box rental for one year at account opening and a 15% discount on rental with auto-debit thereafter
  • Half price money orders and cashier's checks (limit five per month)

Get Started Now

All accounts are subject to approval.

*Fee will also be waived if you have one of the following with MidAmerica National Bank: 1) an open mortgage loan, 2) a maintained balance of $2,000 in savings, or 3) $5,000 in a Certificate of Deposit. Enrollment required.

By federal law, as of 1/1/2013, funds in a noninterest-bearing transaction account (including an IOLTA/IOLA) will no longer receive unlimited deposit insurance coverage, but will be FDIC-insured to the legal maximum of $250,000 for each ownership category. For more information visit

Stay Informed

We'll only send things you are interested in. Never spam, promise.

* Indicates Required