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You are entitled to a free credit report every 12 months from each of the three major consumer reporting companies (Equifax, Experian and TransUnion). You can request a copy from AnnualCreditReport.com.

You can request and review your free report through one of the following ways:

Online: Visit AnnualCreditReport.com

Phone: Call (877) 322-8228

Mail: Download and complete the Annual Credit Report Request form from AnnualCreditReport.com. Mail the completed form to: 
Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281

You can request all three reports at once or you can order one report at a time. By requesting the reports separately (for example, one every four months) you can monitor your credit report throughout the year. Once you’ve received your annual free credit report, you can still request additional reports. By law, a credit reporting company can charge no more than $12.50 for a credit report.